Legal and Disclosures
Terms of Use
These Terms of Use govern access to and use of the website at theoakworth.com (the “Site”), operated by THEOAKWORTH (PRIVATE) LIMITED (the “Firm”). By accessing the Site, you agree to these terms. If you do not agree, do not use the Site.
Intellectual Property
All content published on the Site, including text, data, design elements, and structural organization, is the property of THEOAKWORTH (PRIVATE) LIMITED or its licensors. Content may not be reproduced, distributed, or transmitted in any form without the prior written consent of the Firm, except for personal, non-commercial use. Individual citations with attribution are permitted.
Use of the Site
The Site is provided for informational and professional intake purposes. The Firm reserves the right to modify, suspend, or discontinue any aspect of the Site at any time without notice. Access to the Site is provided on an as-is basis.
Third-Party Links
The Site contains links to third-party websites, including the Founder Financial Infrastructure Standard at ffistandard.org. The Firm is not responsible for the content, accuracy, or availability of third-party websites.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any dispute arising from use of the Site is subject to the exclusive jurisdiction of the courts of England and Wales.
Privacy Policy
This Privacy Policy describes how THEOAKWORTH (PRIVATE) LIMITED (“the Firm,” “we,” “us”) collects, uses, and protects personal data submitted through the Site. The Firm is the data controller for personal data collected through theoakworth.com. This policy is governed by the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
What Data We Collect
The Firm collects personal data through the following mechanisms:
- Blueprint Diagnostic intake form: company or entity name (optional), company URL (optional), email address, and responses to the intake questions.
- Investor Readiness Scorecard: email address (optional, submitted voluntarily to receive the result by email).
- Request a Model form: email address and model selection.
- Microsoft Clarity: session recording data including mouse movements, clicks, and page navigation. This data is collected automatically when you visit the Site. Clarity does not collect payment card data or passwords.
How We Use Personal Data
Personal data collected through the Site is used for the following purposes:
- To process Blueprint Diagnostic submissions and deliver the one-page PDF result within forty-eight hours of confirmed payment.
- To deliver the Investor Readiness Scorecard result by email where the email address has been voluntarily submitted.
- To provide a single notification when the Oakworth digital financial infrastructure platform becomes available, where the platform-interest checkbox has been selected and an email address provided.
- To respond to Request a Model submissions.
- To analyse Site usage through Microsoft Clarity session recordings for the purpose of improving the Site's functionality and content.
Lawful Basis for Processing
Blueprint Diagnostic submissions are processed on the basis of contract: the submission and payment constitute an agreement for the Firm to produce and deliver the Blueprint PDF. Scorecard email delivery and Request a Model submissions are processed on the basis of legitimate interests. Platform-interest notifications are processed on the basis of consent given by checking the relevant checkbox. Microsoft Clarity data is processed on the basis of legitimate interests in understanding how the Site is used.
Third-Party Data Processors
The Firm uses the following third-party processors to handle personal data:
- Paddle: payment processing for Blueprint Diagnostic submissions. Paddle is the Merchant of Record and processes payment card data independently of the Firm.
- Resend: transactional email delivery for Blueprint confirmations, result delivery, and platform-interest notifications.
- Tally: form submission collection for the Blueprint intake and Request a Model forms.
- Airtable: storage of submission records for internal quality assurance purposes.
- Microsoft Clarity: session recording and heatmap analytics.
Each processor is subject to data processing agreements with the Firm and processes data only as instructed by the Firm.
Data Retention
Blueprint Diagnostic submission data is retained for twenty-four months from the date of submission. Scorecard email addresses submitted for result delivery are retained for twelve months. Platform-interest email addresses are retained until the platform launches and the single notification is sent, at which point they are deleted unless the individual has entered into a further relationship with the Firm. Microsoft Clarity data is retained for the period defined in Clarity's data retention policy.
Your Rights
Under UK GDPR, you have the right to access personal data held about you, to request correction of inaccurate data, to request deletion of your data, to restrict processing of your data, to data portability, and to object to processing. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.
To exercise any of these rights, contact the Firm at contact@theoakworth.com. Requests are addressed within thirty days.
Cookies
The Site does not use advertising cookies or tracking cookies beyond those set by Microsoft Clarity for session recording purposes. No third-party advertising networks receive data from the Site.
Disclaimer
The content published on theoakworth.com, including Insights, Field Notes, service descriptions, and all other written materials, is provided for informational purposes only. Nothing on the Site constitutes financial advice, investment advice, legal advice, accounting advice, or any other form of professional advice regulated under applicable law.
The Firm's advisory engagements, including the Blueprint Diagnostic and all service layer engagements, are financial infrastructure advisory services. They do not constitute regulated financial advice, investment management, or any service requiring authorisation by the Financial Conduct Authority or any other regulatory body.
The Firm makes no representation or warranty, express or implied, regarding the accuracy, completeness, or fitness for purpose of any content on the Site. The Firm shall not be liable for any loss or damage arising from reliance on any content published on the Site.
Assessment and Diagnostic Tool Terms
Investor Readiness Scorecard — Terms of Use
The Investor Readiness Scorecard (the “Scorecard”) is a self-assessment tool provided by The Oakworth Group for informational purposes only. By submitting the Scorecard, you agree to the following terms.
The Scorecard is based exclusively on the information provided at the time of submission. The Firm has not independently verified any information submitted and accepts no responsibility for the accuracy or completeness of information provided. The Scorecard result is a general assessment of the company's financial infrastructure against the compliance criteria of the Founder Financial Infrastructure Standard. It does not constitute financial advice, legal advice, investment advice, or a professional opinion on the company's suitability for investment, funding, or any commercial transaction. The Firm's liability arising from the provision of the Scorecard and its results is limited to the fullest extent permitted by applicable law.
An email address provided voluntarily to receive the Scorecard result will be used solely to deliver that result. If the platform-interest field is selected, the email address will be used to provide a single notification when the Oakworth digital platform is available for access. No other marketing communications will be sent. The Firm's Privacy Policy governs the processing of all personal data.
Blueprint Diagnostic — Terms of Use
The Blueprint Diagnostic (the “Diagnostic”) is a professional intake assessment provided by The Oakworth Group. By submitting the intake form and completing payment, you agree to the following terms.
The Diagnostic is based exclusively on the information provided in the intake form. The Firm has not independently verified any information submitted. The one-page PDF delivered following the Diagnostic (the “Blueprint PDF”) does not constitute financial advice, legal advice, investment advice, or a formal financial opinion. The Blueprint PDF maps the company's described situation to the relevant Oakworth service layer based on the Firm's professional judgment applied to the submitted responses.
The Blueprint PDF is produced for the exclusive use of the person and entity that submitted the intake form. It may not be shared with investors, advisors, or third parties as a representation of the company's financial infrastructure without the written consent of The Oakworth Group.
The Diagnostic fee is non-refundable following delivery of the Blueprint PDF. If the Blueprint PDF has not been delivered within five business days of confirmed payment, a full refund may be requested by contacting contact@theoakworth.com. The Firm's liability arising from the provision of the Diagnostic is limited to the amount of the Diagnostic fee paid. Submission data is retained for twenty-four months from the date of submission.
FFI Standard Disclosure
The Oakworth Group develops and maintains the Founder Financial Infrastructure Standard, published under Creative Commons Attribution 4.0 International at https://ffistandard.org.